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A Selection of Plans from a Variety of Insurers

the Best Rate for your Individual Scenario

Single Trip Plans

Do you love planning for that one trip per year that rejuvenates you for the rest of the year? Make sure you plan for your Travel Insurance as well. Remember age does not matter when it comes to Murphy’s Law.

Annual Multi-Trip Plans

Do you cross the border more than once a year? Our Annual Plans allow you to buy coverage for 365 days and be covered for any trip you take up the specified plan duration. The savings can be substantial and the peace of mind is priceless.

Snowbird Insurance

Migrating south for the winter? Don’t get flocked in the with rest. We use multiple insurers to make sure you get the best price with coverage for pre-existing medical conditions. Insurance that protects – even when your feathers get ruffled.

High Risk Medical Insurance

Think you can’t get insurance? Think again! We offer plans for every age. We understand that things can get complicated as you get older but that does not mean you should stay home. Enjoy life with the peace of mind we offer. Get a free personalized quote, tailored just for you!

Trip Cancellation & Trip Interruption

March 2020 will be etched in our minds forever! So many travel plans were disrupted. What will happen next? Nobody knows but what we know for certain is that the unexpected can happen at any time. Be prepared, be informed, get covered!

Visitors to Canada Insurance

Intending to visit Canada? Make sure you have Emergency Medical coverage. Getting sponsored by your children – we have SuperVisa coverage as well. Canada is the 2nd largest country on earth. We cover every inch!

Student Coverage

Coming to Canada to study as a Foreign Student? Did you get a scholarship to study in the US? Do you plan to study abroad? We have plans for International Students and Canadian Students. Accidents can happen at any age!

Get great rates on Trip Cancellation and Interruption Insurance

Frequently Asked Questions

You must let us know about any changes to your travel plans or your medical condition before you travel. This includes any changes to your medication (dosage or type) or any changes to treatment. Our goal is to always ensure you are covered so it is always best to call, let us know what has changes and we will let you know your options.

Call the claims department BEFORE seeking treatment. Keep your “ID Wallet Card” handy while you travel. If you have a medical emergency, call the Insurer’s Claims Assistance phone number shown on the card or in your policy wording before seeking treatment. Claims Assistance Departments are open 24-hours per day. In the event your medical emergency does not allow you to call in advance, someone must call on your behalf as soon as possible. It is important to call within 24-hours as the insurance company has the right to reduce coverage since they have preferred arrangements with certain hospitals and medical facilities.

You may be eligible for a partial refund. Most Insurers will require proof of your return to Ontario. Call us on the day you are back and leave a voice message if the office is closed. The Insurer will require proof of your early return. We suggest you make a purchase on the same credit card you used to purchase your insurance. Some insurers may require this receipt as proof you are back in Ontario. If a receipt is requested, we recommend you take a picture with your cell phone and email it to

If you need to extend your trip, please call us when you know you are staying longer and prior to your coverage expiry date. If our office is close, please call the Insurer's Claims Assistance number shown on your travel insurance wallet card or on the policy wording and let them know you need an extension. If you already submitted a claim, extensions are at the discretion of the insurer.

Keep or submit your Confirmation or Policy Certificate that shows your name, premium paid, travel dates, etc. and you can claim it on your tax return as a medical expense. A special tax receipt is not required.

Over the past 30 years, we built our business one client at a time and we very much appreciate your referrals to your fellow travelling friends.